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ATLO

Ames National Corporation

ATLO

NASDAQ·Financial Services·Banks - Regional·Mkt cap $287.3M

$32.44

+1.22%

P/E

12.57

Mkt Cap

$287.3M

52-Wk Range

$19.56–$32.53

52-Week Range

$19.56 - $32.53

P/E

12.57

Fwd P/E

11.93

Beta

0.30

Div Yield

2.84%

Avg Vol

60.5K

Shares Out

8.9M

Mkt Cap

$287.3M

Price action

Price chart

Up 60.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 120+ year operating history and deep community relationships in Iowa
  • Multi-county regional presence with local decision-making authority
  • Diversified revenue streams across lending, deposits, and fee-based services
  • Specialized expertise in agricultural lending and farm management
  • Comprehensive digital banking platform (online, mobile, private banking)

Bear Case

1 risk

  • Low volatility (beta 0.3).

Growth

Revenue decline expected

Agricultural sector strength and commodity price cycles in Iowa

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+8.5% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.84% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 16, 2026

LATEST RECAP

Most recent quarter reported revenue of $26.0M (+8% YoY). Reported EPS of $0.67.

Reported EPS · last 4Q

Q2 26

$0.67

Q1 26

$0.67

Q4 25

$0.73

Q3 25

$0.51

Revenue trend · last 8Q

+18%

+19%

+23%

+27%

+44%

+8%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$13.5M

$14.7M

$15.5M

$16.1M

$24.4M

$26.1M

$22.2M

$26.0M

Margins · last 8Q

Gross

Operating

Profit

22.8%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How ATLO stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.