First United Corporation
FUNC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $286.3M
$44.36
▲ +0.94%
P/E
11.46
Mkt Cap
$286.3M
52-Wk Range
$33.54–$46.30
52-Week Range
$33.54 - $46.30
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 20.3% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 123-year operating history and deep community relationships in Appalachian region
- Diversified revenue streams across deposits, lending, trust services, and insurance products
- Established branch network with 26 offices and 34 ATMs providing convenient local access
- Comprehensive commercial banking solutions including treasury management and cash sweep services
- Strong trust and estate planning capabilities serving high-net-worth individuals and businesses
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Expansion of commercial real estate and agricultural lending in growing regional markets
Value
Attractively priced below Commercial Banking peer average
Momentum
Strong
+10.1% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.34% yield
Smart-money signal
Who's buying FUNC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 19, 2026
JUL 20, 2026
Reported EPS of $1.13 vs $1.05 consensus (+7.6% surprise). Revenue of $23.9M vs $23.6M expected (+1.5%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+7.6%
Revenue trend · last 8Q
—
+40%
+12%
+9%
+12%
+42%
+7%
+5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$20.3M
$20.8M
$29.0M
$30.0M
$31.1M
$29.5M
$30.9M
$31.5M
Margins · last 8Q
Gross
73.4%
Operating
23.5%
Profit
18.0%
Wall Street consensus
2 analysts · 100% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
100%
Hold
0%
Sell
0%
Median Price Target
—
Latest: Hovde Group · Jul 23, 2026
vs Industry
How FUNC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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