Oak Valley Bancorp
OVLY
NASDAQ·Financial Services·Banks - Regional·Mkt cap $293.5M
$34.88
▲ +1.07%
P/E
12.33
Mkt Cap
$293.5M
52-Wk Range
$25.41–$35.97
52-Week Range
$25.41 - $35.97
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.7% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Strong regional presence with 17 strategically located branches across Central Valley and Eastern Sierras
- Deep community relationships and personalized service for small to medium-sized businesses
- Comprehensive product suite combining traditional banking with modern digital capabilities
- Established market position since 1990 with local expertise and decision-making authority
Bear Case
1 risk
- Low volatility (beta 0.2).
Growth
No forward estimates available
Expansion of commercial lending to growing small and medium-sized businesses in Central Valley
Value
Valuation data unavailable
Momentum
Stable
+1.7% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.15% yield
Smart-money signal
Who's buying OVLY right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 22, 2026
Most recent quarter reported revenue of $20.6M (-11% YoY). Reported EPS of $0.62. Gross margin 99.9%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
—
+4%
+4%
+9%
+10%
+7%
-11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$19.5M
$19.3M
$19.4M
$19.9M
$24.5M
$21.3M
$20.8M
$20.6M
Margins · last 8Q
Gross
99.9%
Operating
31.2%
Profit
24.8%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How OVLY stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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