First National Corporation
FXNC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $285.7M
$31.60
▲ +2.00%
P/E
13.17
Mkt Cap
$285.7M
52-Wk Range
$21.59–$33.24
52-Week Range
$21.59 - $33.24
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 34.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 115+ year operating history and established brand presence in Virginia markets
- Relationship-based community banking model with personalized service for SMBs
- Diversified revenue streams from lending, deposits, wealth management, and title insurance
- Efficient branch network (20 locations) optimized for regional market penetration
- Strong deposit base from local businesses and individuals reducing funding costs
Bear Case
1 risk
- Low volatility (beta 0.4).
Growth
Revenue decline expected
Net interest margin expansion through rising rate environment and loan portfolio growth
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+8.4% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
2.15% yield
Smart-money signal
Who's buying FXNC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 29, 2026
JUL 29, 2026
Reported EPS of $0.63 vs $0.59 consensus (+6.8% surprise). Revenue of $24.0M vs $23.5M expected (+2.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+6.8%
Revenue trend · last 8Q
—
+59%
+42%
+59%
+103%
+39%
+4%
+4%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$14.6M
$21.5M
$27.2M
$28.5M
$29.6M
$30.0M
$28.2M
$29.7M
Margins · last 8Q
Gross
79.5%
Operating
24.1%
Profit
19.4%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Raymond James · Jun 25, 2026
vs Industry
How FXNC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related