LCNB Corp.
LCNB
NASDAQ·Financial Services·Banks - Regional·Mkt cap $278.2M
$19.53
▲ +2.25%
P/E
11.29
Mkt Cap
$278.2M
52-Wk Range
$14.31–$21.32
52-Week Range
$14.31 - $21.32
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 22.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 145+ year operating history and established brand recognition in Ohio markets
- Diversified loan portfolio across commercial, agricultural, and consumer segments reducing concentration risk
- Comprehensive wealth management and trust services differentiating from larger competitors
- Strong regional presence with 32 offices across 10 Ohio counties enabling personalized customer relationships
- Integrated digital banking platform (mobile, PC, ATM network) competing with larger institutions
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of commercial real estate and agricultural lending in growing Ohio markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+16.5% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
4.51% yield
Smart-money signal
Who's buying LCNB right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 28, 2026
JUL 16, 2026
Reported EPS of $0.53 vs $0.44 consensus (+20.4% surprise). Revenue of $25.1M vs $24.0M expected (+4.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+20.4%
Revenue trend · last 8Q
—
+25%
+21%
+18%
+11%
+36%
-1%
+2%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$21.4M
$22.7M
$30.5M
$31.2M
$32.0M
$30.8M
$30.1M
$31.7M
Margins · last 8Q
Gross
78.5%
Operating
30.5%
Profit
23.6%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How LCNB stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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