Middlefield Banc Corp.
MBCN
NASDAQ·Financial Services·Banks - Regional·Mkt cap $273.6M
$33.67
▲ +0.06%
P/E
14.09
Mkt Cap
$273.6M
52-Wk Range
$22.74–$37.68
52-Week Range
$22.74 - $37.68
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 23.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- 120+ year operating history with deep community roots in Ohio markets
- Established branch network of 17 banking centers in high-growth northeastern and central Ohio regions
- Relationship-focused business model serving underserved small business and professional segments
- Diversified loan portfolio reducing concentration risk across commercial, real estate, agricultural, and consumer segments
- Digital banking capabilities combined with personalized local service differentiation
Bear Case
2 risks
- Low volatility (beta 0.4).
- Premium valuation to Commercial Banking peers
Growth
Revenue decline expected
Economic expansion in central Ohio markets including Dublin, Westerville, and Sunbury corridors
Value
Premium valuation to Commercial Banking peers
Momentum
Stable
-0.8% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Solid
2.49% yield
Smart-money signal
Who's buying MBCN right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Most recent quarter reported revenue of $24.6M (+41% YoY). Reported EPS of $0.39. Gross margin 62.8%.
Reported EPS · last 4Q
Q4 25
$0.39
Q3 25
$0.66
Q2 25
$0.76
Q1 25
$0.60
Revenue trend · last 8Q
—
—
—
+3%
+8%
+22%
+18%
+41%
Q1 24
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
$16.8M
$16.8M
$16.8M
$17.5M
$27.4M
$30.3M
$29.9M
$24.6M
Margins · last 8Q
Gross
62.8%
Operating
16.0%
Profit
12.6%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How MBCN stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related