National Bankshares, Inc.
NKSH
NASDAQ·Financial Services·Banks - Regional·Mkt cap $267.9M
$42.07
▲ +0.55%
P/E
13.23
Mkt Cap
$267.9M
52-Wk Range
$27.00–$43.31
52-Week Range
$27.00 - $43.31
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 34.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 133-year operating history and established brand recognition in Southwest Virginia market
- Strong community relationships and local market knowledge enabling personalized service
- Diversified revenue streams from retail, commercial, and wealth management services reducing dependency on single business line
- Stable deposit base from local individuals, businesses, and institutions providing low-cost funding
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Expansion of commercial and agricultural lending in growing Southwest Virginia markets
Value
Fairly valued vs Commercial Banking peers
Momentum
Strong
+19.2% over 3m
Quality
Excellent
Excellent business quality
Dividend
Solid
3.64% yield
Smart-money signal
Who's buying NKSH right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $0.79 vs $0.80 consensus (-1.3% surprise). Revenue of $6.9M vs $15.7M expected (-55.8%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-1.3%
Revenue trend · last 8Q
—
—
+23%
+21%
+20%
+25%
+48%
-19%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$11.7M
$12.2M
$12.8M
$13.3M
$21.4M
$22.2M
$18.9M
$16.8M
Margins · last 8Q
Gross
-91.7%
Operating
-36.0%
Profit
30.0%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How NKSH stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related