Blue Foundry Bancorp
BLFY
NASDAQ·Financial Services·Banks - Regional·Mkt cap $274.9M
$13.24
▲ 0.00%
P/E
-25.72
Mkt Cap
$274.9M
52-Wk Range
$7.61–$14.74
52-Week Range
$7.61 - $14.74
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 38.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Established local market presence in northern New Jersey since 1939
- Community-focused relationship banking model vs. impersonal national competitors
- Diversified loan portfolio reducing concentration risk
- Strategic branch network of 17 full-service offices in high-density market
- Deep understanding of regional real estate and business markets
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
Revenue decline expected
Expansion of commercial real estate and multi-family lending in growing northern New Jersey markets
Value
Deep value opportunity - significant discount to Commercial Banking peers
Momentum
Stable
+0.7% over 3m
Quality
Strong
Solid business
Dividend
None
No dividend
Smart-money signal
Who's buying BLFY right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Most recent quarter reported revenue of $25.5M (+158% YoY). Reported EPS of -$0.19. Gross margin 48.7%.
Reported EPS · last 4Q
Q4 25
-$0.19
Q3 25
-$0.10
Q2 25
-$0.10
Q1 25
-$0.13
Revenue trend · last 8Q
—
—
—
+1%
+13%
+19%
+159%
+158%
Q1 24
Q2 24
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
$9.9M
$10.1M
$9.5M
$9.9M
$23.1M
$23.8M
$24.5M
$25.5M
Margins · last 8Q
Gross
48.7%
Operating
-13.8%
Profit
-13.8%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How BLFY stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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