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ISTR

Investar Holding Corporation

ISTR

NASDAQ·Financial Services·Banks - Regional·Mkt cap $427.6M

$31.10

+1.27%

P/E

12.90

Mkt Cap

$427.6M

52-Wk Range

$21.43–$31.77

52-Week Range

$21.43 - $31.77

P/E

12.90

Fwd P/E

9.84

Beta

0.46

Div Yield

1.45%

Avg Vol

163.1K

Shares Out

10.8M

Mkt Cap

$427.6M

Price action

Price chart

Up 35.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong local market presence with 24 branches across South Louisiana
  • Specialized expertise in regional commercial real estate and small business lending
  • Community-focused relationship banking model differentiating from larger national competitors
  • Comprehensive digital banking platform including mobile banking and remote deposit capture
  • Established customer base and market knowledge since 2006 founding

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Revenue decline expected

Economic growth and business expansion in South Louisiana markets

Value

Trading at 0.8x Commercial Banking peers — a discount despite the growth profile.

Momentum

Strong

+7.2% over 3m

Quality

Excellent

Emerging growth company (117% revenue growth). Early stage with higher risk.

Dividend

Modest

1.45% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 19, 2026

Q3 26 RECAP

JUL 20, 2026

Reported EPS of $0.75 vs $0.71 consensus (+6.1% surprise). Revenue of $36.5M vs $36.4M expected (+0.5%). Beat on both top and bottom lines.

EPS beat +6.1%
Rev beat +0.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+6.1%

Revenue trend · last 8Q

+4%

+12%

+19%

+4%

+161%

+40%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$20.3M

$22.6M

$20.4M

$22.3M

$40.1M

$39.0M

$53.2M

$53.2M

Margins · last 8Q

Gross

0.0%

Operating

1.4%

Profit

17.8%

Wall Street consensus

1 analyst · 0% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

0%

Hold

1

100%

Sell

0%

Median Price Target

Latest: Piper Sandler · $31.50 · Apr 23, 2026

vs Industry

How ISTR stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.