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PLBC

Plumas Bancorp

PLBC

NASDAQ·Financial Services·Banks - Regional·Mkt cap $440.4M

$63.24

+0.91%

P/E

12.40

Mkt Cap

$440.4M

52-Wk Range

$39.80–$64.00

52-Week Range

$39.80 - $64.00

P/E

12.40

Fwd P/E

10.97

Beta

0.59

Div Yield

2.04%

Avg Vol

58.7K

Shares Out

7.0M

Mkt Cap

$440.4M

Price action

Price chart

Up 40.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established regional presence with 14 branches across California and Nevada markets
  • Specialized expertise in small business and agricultural lending
  • Strong community banking relationships and local market knowledge
  • Diversified loan portfolio reducing concentration risk

Bear Case

1 risk

  • Low volatility (beta 0.6).

Growth

Strong growth ahead

Expansion of small business lending in underserved regional markets

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+15.6% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.04% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 21, 2026

Q3 26 RECAP

JUL 15, 2026

Reported EPS of $1.41 vs $1.37 consensus (+2.9% surprise). Revenue of $28.8M vs $28.0M expected (+2.6%). Beat on both top and bottom lines.

EPS beat +2.9%
Rev beat +2.6%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+2.9%

Revenue trend · last 8Q

+882%

+0%

+30%

+35%

+49%

-258%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$21.0M

$21.1M

$21.7M

$20.5M

$31.9M

$33.3M

$32.4M

-$32.4M

Margins · last 8Q

Gross

88.0%

Operating

40.7%

Profit

Wall Street consensus

3 analysts · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

3

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Piper Sandler · Jul 16, 2026

vs Industry

How PLBC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.