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AVBC

Avidia Bancorp, Inc.

AVBC

NYSE·Financial Services·Banks - Regional·Mkt cap $443.7M

$22.15

+0.23%

P/E

23.29

Mkt Cap

$443.7M

52-Wk Range

$14.31–$22.90

52-Week Range

$14.31 - $22.90

P/E

23.29

Fwd P/E

15.38

Beta

-0.49

Div Yield

0.72%

Avg Vol

113.8K

Shares Out

20.1M

Mkt Cap

$443.7M

Price action

Price chart

Up 42.6% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Long-established heritage and market trust since 1869
  • Diversified loan portfolio across commercial, residential, and consumer segments
  • Strong deposit base from individual and corporate customers
  • Community-focused banking model with personalized service

Bear Case

2 risks

  • Low volatility (beta -0.5).
  • Premium valuation to Commercial Banking peers

Growth

Stable outlook

Expansion of commercial lending in growing markets

Value

Premium valuation to Commercial Banking peers

Momentum

Strong

+15.9% over 3m

Quality

Excellent

Strong fundamentals

Dividend

Modest

0.72% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $0.39 vs $0.34 consensus (+14.7% surprise). Revenue of $29.9M vs $28.8M expected (+3.7%). Beat on both top and bottom lines.

EPS beat +14.7%
Rev beat +3.7%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+14.7%

Revenue trend · last 8Q

+25%

+29%

+30%

+23%

+5%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$21.7M

$21.1M

$22.9M

$25.9M

$28.0M

$27.3M

$28.3M

$39.1M

Margins · last 8Q

Gross

74.0%

Operating

24.2%

Profit

18.3%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Seaport Global · Jul 24, 2026

vs Industry

How AVBC stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.