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QTWO

Q2 Holdings, Inc.

QTWO

NYSE·Technology·Software - Application·Mkt cap $3.9B

$62.13

-3.04%

P/E

42.85

Mkt Cap

$3.9B

52-Wk Range

$40.79–$85.19

52-Week Range

$40.79 - $85.19

P/E

42.85

Fwd P/E

21.36

Beta

1.33

Div Yield

0.00%

Avg Vol

851.9K

Shares Out

62.4M

Mkt Cap

$3.9B

Price action

Price chart

Down 26.1% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

6 reasons

  • Deep specialization in regional and community bank market with 1,000+ financial institution clients
  • Comprehensive integrated platform reducing need for multiple vendors and integration complexity
  • Cloud-native architecture enabling rapid deployment, scalability, and continuous innovation
  • Strong switching costs through embedded workflows and customer relationships
  • Advanced security and fraud prevention capabilities built into core platform
  • Open API ecosystem supporting third-party integrations and fintech partnerships

Bear Case

1 risk

  • Average volatility.

Growth

Stable outlook

Digital transformation acceleration among regional and community financial institutions

Value

Fairly valued vs Financial Data & Infrastructure peers

Momentum

Hot

+38.6% over 3m

Quality

Strong

Strong fundamentals

Dividend

None

No dividend

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 4, 2026

Q3 26 RECAP

JUL 29, 2026

Reported EPS of $0.70 vs $0.68 consensus (+2.5% surprise). Revenue of $219.8M vs $216.9M expected (+1.3%). Beat on both top and bottom lines.

EPS beat +2.5%
Rev beat +1.3%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+2.5%

Revenue trend · last 8Q

+13%

+15%

+13%

+15%

+14%

+14%

+13%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$175.0M

$183.0M

$189.7M

$195.1M

$201.7M

$208.2M

$216.5M

$219.8M

Margins · last 8Q

Gross

59.3%

Operating

13.3%

Profit

13.6%

Wall Street consensus

5 analysts · 80% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

4

80%

Hold

1

20%

Sell

0%

Median Price Target

Latest: RBC Capital · Aug 31, 2026

vs Industry

How QTWO stacks vs Software - Application

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.