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RBKB

Rhinebeck Bancorp, Inc.

RBKB

NASDAQ·Financial Services·Banks - Regional·Mkt cap $200.0M

$12.79

+0.95%

P/E

14.05

Mkt Cap

$200.0M

52-Wk Range

$6.74–$13.00

52-Week Range

$6.74 - $13.00

P/E

14.05

Fwd P/E

Beta

0.18

Div Yield

0.00%

Avg Vol

92.9K

Shares Out

11.1M

Mkt Cap

$200.0M

Price action

Price chart

Up 31.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • 162-year operating history and established brand recognition in Hudson Valley
  • Diversified revenue streams across deposits, lending, brokerage, and insurance
  • Strong regional market presence with 15 branches across four counties
  • Specialized expertise in multi-family and commercial real estate lending
  • Community banking model enabling personalized service and local decision-making

Bear Case

1 risk

  • Low volatility (beta 0.2).

Growth

No forward estimates available

Hudson Valley economic expansion and population growth

Value

Valuation data unavailable

Momentum

Strong

+9.4% over 3m

Quality

Excellent

Excellent business quality

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Q3 26 RECAP

JUL 23, 2026

Most recent quarter reported revenue of $15.5M (-15% YoY). Reported EPS of $0.25. Gross margin -81.0%.

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

-24%

+23%

+23%

+228%

+143%

-10%

-15%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$6.0M

$8.0M

$18.4M

$18.4M

$19.7M

$19.4M

$16.6M

$15.5M

Margins · last 8Q

Gross

-81.0%

Operating

-18.3%

Profit

16.8%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How RBKB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.