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RKT

Rocket Companies, Inc.

RKT

NYSE·Financial Services·Financial - Mortgages·Mkt cap $36.8B

$13.03

-2.83%

P/E

89.80

Mkt Cap

$36.8B

52-Wk Range

$12.17–$24.36

52-Week Range

$12.17 - $24.36

P/E

89.80

Fwd P/E

21.03

Beta

2.21

Div Yield

0.00%

Avg Vol

27.6M

Shares Out

2.8B

Mkt Cap

$36.8B

Price action

Price chart

Down 24.1% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Technology-first platform enabling faster, cheaper mortgage origination and processing
  • Integrated ecosystem capturing multiple revenue streams across real estate, lending, and financial services
  • Brand recognition and market leadership in digital mortgage lending with significant customer base
  • Data analytics and AI capabilities driving operational efficiency and risk management
  • Omnichannel distribution through Direct to Consumer and Partner Network segments

Bear Case

2 risks

  • High volatility (beta 2.2). Larger-than-normal price swings expected.
  • Growth premium of 2.0x vs Mortgage Banking & Lending peers. Elevated but may be justified by growth trajectory.

Growth

Moderate growth ahead

Digital mortgage market penetration and shift from traditional lenders to online platforms

Value

Growth premium of 2.0x vs Mortgage Banking & Lending peers. Elevated but may be justified by growth trajectory.

Momentum

Weak

-8.1% over 3m

Quality

Excellent

High-growth business (105% revenue growth, 90% gross margin). Profitable with strong growth momentum.

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 29, 2026

Q3 26 RECAP

AUG 6, 2026

Reported EPS of $0.16 vs $0.16 consensus (-2.6% surprise). Revenue of $2.8B vs $2.8B expected (-1.0%).

EPS miss
Revenue miss

EPS surprise · last 4Q

0 of 1 beats

Estimate

Actual

Q3 26

-2.6%

Revenue trend · last 8Q

+162%

-26%

+3%

+157%

+46%

+149%

+106%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$608.3M

$1.7B

$1.1B

$1.5B

$1.8B

$2.5B

$2.7B

$3.0B

Margins · last 8Q

Gross

-81.9%

Operating

-25.1%

Profit

18.0%

Wall Street consensus

8 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

4

50%

Hold

4

50%

Sell

0%

Median Price Target

Latest: Morgan Stanley · Jul 16, 2026

vs Industry

How RKT stacks vs Financial - Mortgages

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.