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RMBI

Richmond Mutual Bancorporation, Inc.

RMBI

NASDAQ·Financial Services·Banks - Regional·Mkt cap $256.7M

$16.01

+0.95%

P/E

13.12

Mkt Cap

$256.7M

52-Wk Range

$12.77–$16.59

52-Week Range

$12.77 - $16.59

P/E

13.12

Fwd P/E

Beta

0.31

Div Yield

3.75%

Avg Vol

54.4K

Shares Out

9.8M

Mkt Cap

$256.7M

Price action

Price chart

Up 9.9% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • 135+ year operating history and established community relationships in Indiana and Ohio markets
  • Diversified revenue streams across deposits, lending, and fee-based wealth services reducing concentration risk
  • Regional market expertise and personalized service model that differentiates from large national competitors
  • Specialized lending capabilities in commercial real estate, construction, and multi-family segments

Bear Case

1 risk

  • Low volatility (beta 0.3).

Growth

No forward estimates available

Expansion of commercial and industrial lending portfolio in growing Midwest markets

Value

Valuation data unavailable

Momentum

Strong

+8.3% over 3m

Quality

Strong

Strong fundamentals

Dividend

Solid

3.75% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 27, 2026

Most recent quarter reported revenue of $-22.5M. Reported EPS of $0.23. Gross margin 53.7%.

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

+5%

+11%

+17%

+19%

-100%

-290%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$10.7M

$11.0M

$11.4M

$11.8M

$23.1M

$23.4M

$0

-$22.5M

Margins · last 8Q

Gross

53.7%

Operating

14.9%

Profit

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How RMBI stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.