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VABK

Virginia National Bankshares Corporation

VABK

NASDAQ·Financial Services·Banks - Regional·Mkt cap $254.5M

$46.94

-0.06%

P/E

10.27

Mkt Cap

$254.5M

52-Wk Range

$37.31–$50.00

52-Week Range

$37.31 - $50.00

P/E

10.27

Fwd P/E

Beta

0.46

Div Yield

3.07%

Avg Vol

7.0K

Shares Out

5.4M

Mkt Cap

$254.5M

Price action

Price chart

Up 14.8% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Diversified revenue streams across banking, wealth management, and trust services reducing cyclical lending exposure
  • Specialized wealth and trust platforms (Sturman Wealth Advisors, VNB Trust, Masonry Capital) providing higher-margin services and customer stickiness
  • Strategic geographic footprint in high-growth Virginia markets (Richmond, Northern Virginia) with established community banking relationships
  • Integrated business model enabling cross-selling and deeper customer relationships across multiple financial services
  • Personalized relationship banking approach differentiating from larger national competitors in regional markets

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

No forward estimates available

Positive revenue trend

Value

Valuation data unavailable

Momentum

Strong

+11.0% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

3.07% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 29, 2026

Q3 26 RECAP

JUL 23, 2026

Most recent quarter reported revenue of $19.5M (-5% YoY). Reported EPS of $1.66. Gross margin 0.0%.

Reported EPS · last 4Q

0 of 1 beats

Q3 26

Revenue trend · last 8Q

+8%

+10%

+10%

+7%

+52%

-9%

-5%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$13.5M

$14.0M

$20.8M

$20.4M

$20.8M

$21.3M

$18.9M

$19.5M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

46.2%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How VABK stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.