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ACT

Enact Holdings Inc.

ACT

NASDAQ·Financial Services·Insurance - Specialty·Mkt cap $6.9B

$49.27

-0.48%

P/E

10.37

Mkt Cap

$6.9B

52-Wk Range

$34.64–$50.56

52-Week Range

$34.64 - $50.56

P/E

10.37

Fwd P/E

10.26

Beta

0.46

Div Yield

1.83%

Avg Vol

344.5K

Shares Out

141.2M

Mkt Cap

$6.9B

Price action

Price chart

Up 26.9% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Comprehensive mortgage risk assessment
  • Strong underwriting expertise
  • Established lender relationships
  • Advanced risk modeling technology

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Stable outlook

Housing market recovery

Value

Fairly valued vs Property & Casualty Insurance peers

Momentum

Strong

+19.4% over 3m

Quality

Excellent

Excellent business quality

Dividend

Modest

1.83% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Nov 4, 2026

Q3 26 RECAP

AUG 5, 2026

Reported EPS of $1.26 vs $1.19 consensus (+5.9% surprise). Revenue of $317.3M vs $315.8M expected (+0.5%). Beat on both top and bottom lines.

EPS beat +5.9%
Rev beat +0.5%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+5.9%

Revenue trend · last 8Q

+2%

+6%

+3%

+0%

+8%

+2%

+4%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$297.3M

$289.7M

$306.9M

$304.6M

$311.5M

$311.5M

$312.1M

$317.3M

Margins · last 8Q

Gross

0.0%

Operating

55.9%

Profit

55.1%

Wall Street consensus

2 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

50%

Hold

1

50%

Sell

0%

Median Price Target

Latest: RBC Capital · Jun 25, 2026

vs Industry

How ACT stacks vs Insurance - Specialty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.