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ESNT

Essent Group Ltd.

ESNT

NYSE·Financial Services·Insurance - Specialty·Mkt cap $5.9B

$64.85

▲ +0.51%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$55.22 - $67.09

P/E

9.22

Fwd P/E

9.05

Beta

0.78

Div Yield

2.05%

Avg Vol

794.0K

Shares Out

94.0M

Mkt Cap

$5.9B

Price action

Price chart

Up 5.6% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

▲

Bull Case

5 reasons

  • Market-leading scale and brand recognition in U.S. private mortgage insurance
  • Diversified revenue streams beyond core PMI including IT services and underwriting consulting
  • Strong relationships with major mortgage originators and lenders across the industry
  • Experienced underwriting expertise and risk management capabilities developed since 2008
  • Bermuda-based structure providing regulatory and tax efficiency advantages
▼

Bear Case

1 risk

  • Low volatility (beta 0.8).

Growth

Stable outlook

U.S. housing market growth and mortgage origination volume expansion

Value

Attractively priced below Property & Casualty Insurance peer average

Momentum

Strong

+9.1% over 3m

Quality

Excellent

Excellent business quality

Dividend

Solid

2.05% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: May 1, 2026

“
Q2 26 RECAP

MAY 8, 2026

Reported EPS of $1.82 vs $1.68 consensus (+8.3% surprise). Revenue of $336.1M vs $297.6M expected (+12.9%). Beat on both top and bottom lines.

EPS beat +8.3%
Rev beat +12.9%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+8.3%

Next: May 1, 2026

Revenue trend · last 8Q

—

—

+14%

+7%

+2%

+2%

-6%

+2%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$310.8M

$305.1M

$331.1M

$324.1M

$326.1M

$318.7M

$312.4M

$329.6M

Margins · last 8Q

Gross

—

Operating

—

Profit

52.1%

View full earnings history →

Wall Street consensus

4 analysts · 25% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

25%

Hold

3

75%

Sell

0%

Median Price Target

$65.00

▲ +0.2% vs $64.85

Low $62.00
Median $65.00
High $68.00

Latest: Roth Capital · $65.00 · Jun 3, 2026

3 analysts covering

View full analyst page →

vs Industry

How ESNT stacks vs Insurance - Specialty

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.