Essent Group Ltd.
ESNT
NYSE·Financial Services·Insurance - Specialty·Mkt cap $6.4B
$69.18
▼ -0.65%
P/E
9.62
Mkt Cap
$6.4B
52-Wk Range
$55.34–$70.37
52-Week Range
$55.34 - $70.37
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 8.4% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
5 reasons
- Market-leading scale and brand recognition in U.S. private mortgage insurance
- Diversified revenue streams beyond core PMI including IT services and underwriting consulting
- Strong relationships with major mortgage originators and lenders across the industry
- Experienced underwriting expertise and risk management capabilities developed since 2008
- Bermuda-based structure providing regulatory and tax efficiency advantages
Bear Case
1 risk
- Low volatility (beta 0.8).
Growth
Stable outlook
U.S. housing market growth and mortgage origination volume expansion
Value
Attractively priced below Property & Casualty Insurance peer average
Momentum
Hot
+21.7% over 3m
Quality
Excellent
Excellent business quality
Dividend
Modest
1.97% yield
Smart-money signal
Who's buying ESNT right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 6, 2026
AUG 7, 2026
Reported EPS of $2.08 vs $1.76 consensus (+18.2% surprise). Revenue of $362.7M vs $321.6M expected (+12.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+18.2%
Revenue trend · last 8Q
—
+14%
+7%
+2%
+2%
-6%
+2%
+11%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$305.1M
$331.1M
$324.1M
$326.1M
$318.7M
$312.4M
$329.6M
$362.7M
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
52.3%
Wall Street consensus
3 analysts · 33% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
33%
Hold
67%
Sell
0%
Median Price Target
—
Latest: Roth Capital · Aug 10, 2026
vs Industry
How ESNT stacks vs Insurance - Specialty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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