Mercury General Corporation
MCY
NYSE·Financial Services·Insurance - Property & Casualty·Mkt cap $5.8B
$104.53
▼ -1.43%
P/E
6.18
Mkt Cap
$5.8B
52-Wk Range
$74.29–$113.06
52-Week Range
$74.29 - $113.06
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 34.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established independent agent distribution network with direct-to-consumer digital capabilities
- Efficient underwriting and claims processing operations reducing operational costs
- Strong brand recognition and customer loyalty in core markets across 11 states
- Diversified product portfolio reducing dependency on single insurance line
Bear Case
1 risk
- Average volatility.
Growth
Stable outlook
Geographic expansion into new states and underserved markets
Value
Attractively priced below Property & Casualty Insurance peer average
Momentum
Stable
+3.5% over 3m
Quality
Strong
Excellent business quality
Dividend
Modest
1.21% yield
Smart-money signal
Who's buying MCY right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Nov 3, 2026
AUG 4, 2026
Reported EPS of $3.52 vs $2.53 consensus (+39.1% surprise). Revenue of $1.6B vs $1.5B expected (+2.3%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+39.1%
Revenue trend · last 8Q
—
-1%
+10%
+13%
+4%
+13%
+10%
+14%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$1.5B
$1.4B
$1.4B
$1.5B
$1.6B
$1.5B
$1.5B
$1.7B
Margins · last 8Q
Gross
0.0%
Operating
0.0%
Profit
15.7%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How MCY stacks vs Insurance - Property & Casualty
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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