Bank First Corporation
BFC
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.8B
$156.23
▲ +0.90%
P/E
20.32
Mkt Cap
$1.8B
52-Wk Range
$119.08–$159.10
52-Week Range
$119.08 - $159.10
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 130+ year heritage and deep community roots across nine Wisconsin counties
- Comprehensive product suite serving both retail and commercial customers
- Established branch network with 21 offices providing personalized local service
- Diversified revenue streams across consumer, commercial, and real estate lending
Bear Case
2 risks
- Low volatility (beta 0.4).
- Growth premium of 1.3x vs Commercial Banking peers. Reasonable for this growth rate.
Growth
Mild headwinds expected
Expansion of digital banking capabilities and mobile services adoption
Value
Growth premium of 1.3x vs Commercial Banking peers. Reasonable for this growth rate.
Momentum
Strong
+10.3% over 3m
Quality
Excellent
High-growth business (79% revenue growth, 74% gross margin). Profitable with strong growth momentum.
Dividend
Modest
1.25% yield
Smart-money signal
Who's buying BFC right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 21, 2026
Reported EPS of $2.45 vs $2.28 consensus (+7.5% surprise). Revenue of $65.0M vs $65.3M expected (-0.4%).
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+7.5%
Revenue trend · last 8Q
—
—
+14%
+7%
+8%
+12%
+101%
+47%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$39.7M
$40.2M
$41.9M
$40.6M
$60.1M
$61.4M
$84.3M
$85.7M
Margins · last 8Q
Gross
75.9%
Operating
35.7%
Profit
28.8%
Wall Street consensus
1 analyst · 0% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
0%
Hold
100%
Sell
0%
Median Price Target
—
Latest: Piper Sandler · Jul 23, 2026
vs Industry
How BFC stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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