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TCBK

TriCo Bancshares

TCBK

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.8B

$54.03

-1.69%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$39.69 - $55.32

P/E

13.68

Fwd P/E

12.81

Beta

0.63

Div Yield

2.62%

Avg Vol

133.8K

Shares Out

32.2M

Mkt Cap

$1.8B

Price action

Price chart

Up 29.6% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 49-year operating history with deep community relationships across 31 California counties
  • Diversified loan portfolio spanning commercial, agricultural, real estate, and consumer segments
  • Extensive branch network (61 traditional + 7 in-store branches) providing local market presence and customer accessibility
  • Regional expertise in California's agricultural and small business sectors

Bear Case

2 risks

  • Low volatility (beta 0.6).
  • Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Mild headwinds expected

Expansion of commercial lending to small and mid-sized businesses in underserved California markets

Value

Growth premium of 1.1x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Strong

+14.3% over 3m

Quality

Excellent

High-growth business (31% revenue growth, 77% gross margin). Profitable with strong growth momentum.

Dividend

Solid

2.62% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 23, 2026

Q2 26 RECAP

APR 23, 2026

Reported EPS of $1.04 vs $0.97 consensus (+7.2% surprise). Revenue of $108.3M vs $108.3M expected (-0.0%).

EPS beat +7.2%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+7.2%

Next: Jul 23, 2026

Revenue trend · last 8Q

-0%

+6%

+9%

+11%

+39%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$95.9M

$97.4M

$98.6M

$96.8M

$101.8M

$136.1M

$137.3M

$134.9M

Margins · last 8Q

Gross

77.8%

Operating

34.0%

Profit

25.0%

Wall Street consensus

4 analysts · 50% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

2

50%

Hold

2

50%

Sell

0%

Median Price Target

$63.00

+16.6% vs $54.03

Low $63.00
Median $63.00
High $63.00

Latest: Piper Sandler · $63.00 · Apr 27, 2026

1 analyst covering

vs Industry

How TCBK stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.