TriCo Bancshares
TCBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.7B
$54.40
▲ +0.17%
P/E
13.01
Mkt Cap
$1.7B
52-Wk Range
$40.44–$61.71
52-Week Range
$40.44 - $61.71
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 19.6% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Established 49-year operating history with deep community relationships across 31 California counties
- Diversified loan portfolio spanning commercial, agricultural, real estate, and consumer segments
- Extensive branch network (61 traditional + 7 in-store branches) providing local market presence and customer accessibility
- Regional expertise in California's agricultural and small business sectors
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Revenue decline expected
Expansion of commercial lending to small and mid-sized businesses in underserved California markets
Value
Valued in line with Commercial Banking peers (1.1x).
Momentum
Strong
+7.3% over 3m
Quality
Excellent
High-growth business (38% revenue growth, 78% gross margin). Profitable with strong growth momentum.
Dividend
Solid
2.65% yield
Smart-money signal
Who's buying TCBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Latest print - beat on both lines
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 22, 2026
JUL 23, 2026
Reported EPS of $1.06 vs $1.03 consensus (+2.9% surprise). Revenue of $111.9M vs $111.0M expected (+0.8%). Beat on both top and bottom lines.
EPS surprise · last 4Q
1 of 1 beats
Estimate
Actual
Q3 26
+2.9%
Revenue trend · last 8Q
—
—
-0%
+6%
+9%
+11%
+39%
+5%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$97.4M
$98.6M
$96.8M
$101.8M
$136.1M
$137.3M
$134.9M
$137.5M
Margins · last 8Q
Gross
78.2%
Operating
33.7%
Profit
24.8%
Wall Street consensus
4 analysts · 50% Buy
Live ratings and price targets aggregated across covering analysts.
Buy
50%
Hold
50%
Sell
0%
Median Price Target
—
Latest: Stephens · Aug 6, 2026
vs Industry
How TCBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
Related