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CASH

Pathward Financial, Inc.

CASH

NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.9B

$88.72

-1.08%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$65.87 - $101.26

P/E

10.52

Fwd P/E

10.13

Beta

0.62

Div Yield

0.22%

Avg Vol

212.1K

Shares Out

21.8M

Mkt Cap

$1.9B

Price action

Price chart

Up 8.6% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Diversified revenue streams across consumer, commercial, and payment services reduce dependency on single business line
  • Specialized expertise in niche lending markets including factoring, lease financing, and insurance premium finance
  • Integrated payment processing and prepaid card platform creating cross-selling opportunities and customer stickiness
  • Established national banking infrastructure with fintech-forward capabilities and digital payment solutions

Bear Case

1 risk

  • Low volatility (beta 0.6).

Growth

Moderate growth ahead

Expansion of commercial finance products in underserved small and mid-market business segments

Value

Attractively priced below Commercial Banking peer average

Momentum

Stable

-0.3% over 3m

Quality

Excellent

Excellent business quality

Dividend

Token

0.22% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 27, 2026

Q2 26 RECAP

APR 22, 2026

Reported EPS of $3.35 vs $3.35 consensus (0.0% surprise). Revenue of $276.3M vs $272.0M expected (+1.6%). Beat on both top and bottom lines.

EPS beat 0.0%
Rev beat +1.6%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Q2 26

0.0%

Next: Jul 27, 2026

Revenue trend · last 8Q

+4%

+13%

+12%

+15%

+32%

-34%

Q3 24

Q4 24

Q1 24

Q2 25

Q3 25

Q4 25

Q1 25

Q2 26

$140.2M

$133.9M

$132.8M

$230.2M

$156.8M

$155.4M

$175.0M

$151.2M

Margins · last 8Q

Gross

Operating

Profit

48.2%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

No analyst coverage on file for this stock yet.

vs Industry

How CASH stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.