Pathward Financial, Inc.
CASH
NASDAQ·Financial Services·Banks - Regional·Mkt cap $1.7B
$80.34
▼ -1.37%
P/E
10.06
Mkt Cap
$1.7B
52-Wk Range
$65.87–$101.26
52-Week Range
$65.87 - $101.26
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 1.8% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- Diversified revenue streams across consumer, commercial, and payment services reduce dependency on single business line
- Specialized expertise in niche lending markets including factoring, lease financing, and insurance premium finance
- Integrated payment processing and prepaid card platform creating cross-selling opportunities and customer stickiness
- Established national banking infrastructure with fintech-forward capabilities and digital payment solutions
Bear Case
1 risk
- Low volatility (beta 0.6).
Growth
Strong growth ahead
Expansion of commercial finance products in underserved small and mid-market business segments
Value
Attractively priced below Commercial Banking peer average
Momentum
Stable
-1.3% over 3m
Quality
Excellent
Strong fundamentals
Dividend
Token
0.25% yield
Smart-money signal
Who's buying CASH right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
Next: Oct 20, 2026
JUL 22, 2026
Reported EPS of $1.37 vs $1.95 consensus (-29.7% surprise). Revenue of $189.6M vs $191.2M expected (-0.8%).
EPS surprise · last 4Q
0 of 1 beats
Estimate
Actual
Q3 26
-29.7%
Revenue trend · last 8Q
—
+4%
+13%
+12%
+15%
+32%
-34%
-212%
Q4 24
Q1 24
Q2 25
Q3 25
Q4 25
Q1 25
Q2 26
Q3 26
$133.9M
$132.8M
$230.2M
$156.8M
$155.4M
$175.0M
$151.2M
-$175.4M
Margins · last 8Q
Gross
—
Operating
74.1%
Profit
—
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How CASH stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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