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TFIN

Triumph Financial, Inc.

TFIN

NYSE·Financial Services·Banks - Regional·Mkt cap $1.9B

$77.20

-2.67%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$46.43 - $80.47

P/E

65.03

Fwd P/E

43.81

Beta

1.40

Div Yield

0.00%

Avg Vol

263.6K

Shares Out

23.8M

Mkt Cap

$1.9B

Price action

Price chart

Up 26.2% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

6 reasons

  • Specialized expertise in trucking industry with deep understanding of unique cash flow needs
  • Integrated multi-service platform reducing customer switching costs and increasing lifetime value
  • Technology-enabled service delivery through TriumphPay and digital banking platforms
  • Established brand portfolio (TriumphPay, Triumph, TBK Bank) with 40+ year operating history
  • Vertical integration of factoring, insurance, and equipment finance creating cross-selling opportunities
  • Regional banking presence combined with national fintech reach

Bear Case

2 risks

  • Average volatility.
  • Extreme premium - high expectations embedded

Growth

Mild headwinds expected

Steady revenue growth (6% YoY)

Value

Extreme premium - high expectations embedded

Momentum

Hot

+32.3% over 3m

Quality

Excellent

Excellent business quality

Dividend

None

No dividend

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Apr 15, 2026

Q2 26 RECAP

APR 21, 2026

Reported EPS of $0.23 vs $0.15 consensus (+53.3% surprise). Revenue of $105.8M vs $107.3M expected (-1.4%).

EPS beat +53.3%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+53.3%

Next: Apr 15, 2026

Revenue trend · last 8Q

-15%

+1%

+3%

-17%

+36%

+21%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$105.1M

$106.0M

$103.5M

$101.6M

$108.1M

$109.3M

$140.4M

$122.5M

Margins · last 8Q

Gross

86.9%

Operating

8.3%

Profit

5.2%

Wall Street consensus

3 analysts · 33% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

33%

Hold

2

67%

Sell

0%

Median Price Target

$72.00

-6.7% vs $77.20

Low $72.00
Median $72.00
High $72.00

Latest: Raymond James · $72.00 · Apr 23, 2026

1 analyst covering

vs Industry

How TFIN stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.