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BY

Byline Bancorp, Inc.

BY

NYSE·Financial Services·Banks - Regional·Mkt cap $1.7B

$37.49

-2.19%

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Our plain-language verdict, the thesis, risk factors, and what is changing about the business.

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52-Week Range

$25.38 - $38.83

P/E

12.17

Fwd P/E

11.49

Beta

0.75

Div Yield

1.15%

Avg Vol

273.6K

Shares Out

45.4M

Mkt Cap

$1.7B

Price action

Price chart

Up 37.0% over the trailing year

1W
1M
3M
6M
YTD
1Y
5Y
MAX

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 110-year history with deep Chicago market relationships and brand recognition
  • Specialized expertise in lower middle-market private equity financing and commercial real estate
  • Diversified revenue streams across commercial, retail, and wealth management reducing concentration risk
  • Efficient branch network of 44 locations providing personalized service in core Midwest markets

Bear Case

2 risks

  • Low volatility (beta 0.7).
  • Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Growth

Revenue decline expected

Expansion of specialized lending to private equity-backed companies in growing lower middle market

Value

Growth premium of 1.0x vs Commercial Banking peers. Reasonable for this growth rate.

Momentum

Hot

+20.1% over 3m

Quality

Excellent

High-growth business (42% revenue growth, 68% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.15% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Jul 23, 2026

Q2 26 RECAP

APR 23, 2026

Reported EPS of $0.83 vs $0.74 consensus (+12.2% surprise). Revenue of $112.4M vs $114.1M expected (-1.5%).

EPS beat +12.2%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Q2 26

+12.2%

Next: Jul 23, 2026

Revenue trend · last 8Q

+2%

+11%

+13%

+13%

+39%

Q2 24

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

$98.7M

$101.1M

$103.4M

$102.2M

$109.6M

$162.6M

$159.9M

$141.7M

Margins · last 8Q

Gross

Operating

Profit

26.5%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

$40.00

+6.7% vs $37.49

Low $40.00
Median $40.00
High $40.00

Latest: Piper Sandler · $40.00 · Apr 27, 2026

1 analyst covering

vs Industry

How BY stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.