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BY

Byline Bancorp, Inc.

BY

NYSE·Financial Services·Banks - Regional·Mkt cap $1.8B

$38.85

+0.34%

P/E

11.74

Mkt Cap

$1.8B

52-Wk Range

$25.57–$40.03

52-Week Range

$25.57 - $40.03

P/E

11.74

Fwd P/E

11.48

Beta

0.71

Div Yield

1.24%

Avg Vol

301.1K

Shares Out

45.4M

Mkt Cap

$1.8B

Price action

Price chart

Up 32.0% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

4 reasons

  • Established 110-year history with deep Chicago market relationships and brand recognition
  • Specialized expertise in lower middle-market private equity financing and commercial real estate
  • Diversified revenue streams across commercial, retail, and wealth management reducing concentration risk
  • Efficient branch network of 44 locations providing personalized service in core Midwest markets

Bear Case

1 risk

  • Low volatility (beta 0.7).

Growth

Revenue decline expected

Expansion of specialized lending to private equity-backed companies in growing lower middle market

Value

Valued in line with Commercial Banking peers (1.0x).

Momentum

Strong

+14.6% over 3m

Quality

Excellent

High-growth business (46% revenue growth, 69% gross margin). Profitable with strong growth momentum.

Dividend

Modest

1.24% yield

Earnings track record

Latest print - beat on both lines

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 22, 2026

Q3 26 RECAP

JUL 23, 2026

Reported EPS of $0.91 vs $0.79 consensus (+15.5% surprise). Revenue of $117.7M vs $115.8M expected (+1.7%). Beat on both top and bottom lines.

EPS beat +15.5%
Rev beat +1.7%
Double beat

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+15.5%

Revenue trend · last 8Q

+2%

+11%

+13%

+13%

+39%

-9%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$101.1M

$103.4M

$102.2M

$109.6M

$162.6M

$159.9M

$141.7M

$144.3M

Margins · last 8Q

Gross

0.0%

Operating

0.0%

Profit

27.8%

Wall Street consensus

1 analyst · 100% Buy

Live ratings and price targets aggregated across covering analysts.

Buy

1

100%

Hold

0%

Sell

0%

Median Price Target

Latest: Piper Sandler · Jul 28, 2026

vs Industry

How BY stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.