ECB Bancorp, Inc.
ECBK
NASDAQ·Financial Services·Banks - Regional·Mkt cap $181.7M
$20.76
▼ -3.69%
P/E
14.93
Mkt Cap
$181.7M
52-Wk Range
$14.83–$21.78
52-Week Range
$14.83 - $21.78
P/E
Fwd P/E
Beta
Div Yield
Avg Vol
Shares Out
Mkt Cap
Price action
Price chart
Up 23.1% over the trailing year
Total returns
Price performance
Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.
Why we rate it this way
The thesis at a glance
Bull and bear case · plain-English context across the five lenses we evaluate.
Bull Case
4 reasons
- 133+ years of established banking heritage and community trust in Greater Boston
- Personalized service model differentiating from larger national competitors
- Conservative underwriting standards and diversified loan portfolio
- Stable deposit base from local community relationships
Bear Case
1 risk
- Low volatility (beta 0.5).
Growth
No forward estimates available
Expansion of commercial real estate lending in growing Massachusetts markets
Value
Valuation data unavailable
Momentum
Strong
+12.3% over 3m
Quality
Strong
Excellent business quality
Dividend
None
No dividend
Smart-money signal
Who's buying ECBK right now
Insider Form 4s, 13F institutional filings, and Congressional disclosures - at a glance.
Earnings track record
Recent earnings results
AI-summarized recap of last quarter, plus the surprise on every print.
JUL 23, 2026
Most recent quarter reported revenue of $22.4M (+15% YoY). Reported EPS of $0.41. Gross margin 45.8%.
Reported EPS · last 4Q
0 of 1 beats
Q3 26
—
Revenue trend · last 8Q
—
+15%
+11%
+27%
+33%
+201%
+21%
+15%
Q3 24
Q4 24
Q1 25
Q2 25
Q3 25
Q4 25
Q1 26
Q2 26
$6.6M
$7.1M
$17.9M
$19.5M
$20.8M
$21.4M
$21.6M
$22.4M
Margins · last 8Q
Gross
45.8%
Operating
19.9%
Profit
14.5%
Wall Street consensus
Analyst coverage
Live ratings and price targets aggregated across covering analysts.
vs Industry
How ECBK stacks vs Banks - Regional
Stock metrics vs industry averages. Green = better than industry.
Industry comparison data unavailable for this stock.
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