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MNSB

MainStreet Bancshares, Inc.

MNSB

NASDAQ·Financial Services·Banks - Regional·Mkt cap $181.1M

$25.44

+0.91%

P/E

12.53

Mkt Cap

$181.1M

52-Wk Range

$17.86–$25.71

52-Week Range

$17.86 - $25.71

P/E

12.53

Fwd P/E

11.26

Beta

0.54

Div Yield

1.57%

Avg Vol

38.9K

Shares Out

7.4M

Mkt Cap

$181.1M

Price action

Price chart

Up 15.3% over the trailing year

Total returns

Price performance

Total return across standard periods - splits & dividends adjusted by FMP. Periods longer than 1Y show annualized in the tooltip.

Why we rate it this way

The thesis at a glance

Bull and bear case · plain-English context across the five lenses we evaluate.

Bull Case

5 reasons

  • Strong regional presence in high-growth Northern Virginia and Washington D.C. market
  • Specialized lending expertise in government contract receivables and commercial real estate
  • Established customer relationships with small to medium-sized businesses and professionals
  • Comprehensive digital banking platform with remote deposit and mobile capabilities
  • Access to 55,000 ATMs providing extensive customer convenience

Bear Case

1 risk

  • Low volatility (beta 0.5).

Growth

Revenue decline expected

Expansion of commercial lending portfolio in government contracting sector

Value

Fairly valued vs Commercial Banking peers

Momentum

Strong

+6.4% over 3m

Quality

Strong

Excellent business quality

Dividend

Modest

1.57% yield

Earnings track record

Recent earnings results

AI-summarized recap of last quarter, plus the surprise on every print.

Next: Oct 26, 2026

Q3 26 RECAP

JUL 20, 2026

Reported EPS of $0.58 vs $0.53 consensus (+9.4% surprise). Revenue of $19.1M vs $21.1M expected (-9.4%).

EPS beat +9.4%
Revenue miss

EPS surprise · last 4Q

1 of 1 beats

Estimate

Actual

Q3 26

+9.4%

Revenue trend · last 8Q

+6%

+23%

+11%

+7%

+81%

-7%

Q3 24

Q4 24

Q1 25

Q2 25

Q3 25

Q4 25

Q1 26

Q2 26

$16.2M

$16.8M

$17.4M

$19.9M

$33.4M

$32.8M

$31.6M

$33.0M

Margins · last 8Q

Gross

56.2%

Operating

18.7%

Profit

14.2%

Wall Street consensus

Analyst coverage

Live ratings and price targets aggregated across covering analysts.

vs Industry

How MNSB stacks vs Banks - Regional

Stock metrics vs industry averages. Green = better than industry.

Industry comparison data unavailable for this stock.